Privacy Policy

Last Updated: [Insert Date]

Welcome to Today Financial Star (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website todayfinancialstar.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”).

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site. We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.

1. Information We Collect

Personal Data

We may collect personally identifiable information, such as your name, email address, and demographic information when you voluntarily submit it to us. This may occur when you:

• Register for an account on our Site
• Subscribe to our newsletter
• Submit a contact form or request information
• Participate in surveys, contests, or promotions
• Comment on articles or participate in forums
• Purchase products or services through our Site

Financial Information

Given the nature of our content in Fintech & AI in Finance, High-Value Personal Finance & Wealth Growth, Insurance & Financial Protection, Side Hustles & Passive Income, Stock Market & Investment Strategies, and Taxes & Legal Finance, we may collect financial information that you voluntarily provide. This may include:

• Investment preferences and history
• Income information for personalized financial advice
• Insurance needs and existing coverage
• Tax-related information for educational purposes
• Financial goals and risk tolerance

Note: We do not store sensitive financial information such as bank account numbers, credit card numbers, or social security numbers unless necessary for a specific service, and then only with appropriate security measures in place.

Derivative Data

Our servers may automatically collect information when you access the Site, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the Site.

Financial Data

If you use our financial tools or calculators, we may collect information about your financial situation, goals, and preferences to provide personalized recommendations and content.

Mobile Device Data

If you access the Site via a mobile device, we may collect device information such as your mobile device ID, model, and manufacturer, and information about the location of your device.

2. Use of Your Information

We use the information we collect about you or that you provide to us, including any personal information:

• To present our Site and its contents to you
• To provide you with information, products, or services that you request from us
• To fulfill any other purpose for which you provide it
• To provide you with notices about your account
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us
• To notify you about changes to our Site or any products or services we offer or provide through it
• To allow you to participate in interactive features on our Site
• In any other way we may describe when you provide the information
• For any other purpose with your consent

Specifically related to our financial content areas:

• Fintech & AI in Finance: We may use your data to personalize fintech tool recommendations and AI-powered financial insights
• High-Value Personal Finance & Wealth Growth: We may use your financial information to provide tailored wealth-building strategies
• Insurance & Financial Protection: We may use your data to recommend appropriate insurance products and protection strategies
• Side Hustles & Passive Income: We may use your information to suggest relevant income-generating opportunities
• Stock Market & Investment Strategies: We may use your investment preferences to customize market analysis and investment recommendations
• Taxes & Legal Finance: We may use your information to provide tax planning insights and legal financial guidance

3. Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• To our subsidiaries and affiliates
• To contractors, service providers, and other third parties we use to support our business
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets
• To fulfill the purpose for which you provide it
• For any other purpose disclosed by us when you provide the information
• With your consent

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request
• To enforce or apply our terms of use and other agreements
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Today Financial Star, our customers, or others

4. Tracking Technologies

Cookies and Web Beacons

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. When you access the Site, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Site.

Website Analytics

We may also partner with selected third-party vendors, such as Google Analytics, to allow tracking technologies and remarketing services on the Site through the use of first party cookies and third-party cookies, to, among other things, analyze and track users’ use of the Site, determine the popularity of certain content, and better understand online activity.

5. Third-Party Websites

The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information.

We are not responsible for the content or privacy and security practices and policies of any third parties, including other sites, services, or applications that may be linked to or from the Site. You should review the policies of such third parties and contact them directly to respond to your questions.

6. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

7. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

8. Your Rights and Choices

Account Information

You may at any time review or change the information in your account or terminate your account by:

• Logging into your account settings and updating your account
• Contacting us using the contact information provided below

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and/or comply with legal requirements.

Emails and Communications

If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:

• Noting your preferences at the time you register your account with the Site
• Logging into your account settings and updating your preferences
• Contacting us using the contact information provided below
• Using the unsubscribe link in any marketing email we send

9. California Privacy Rights

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year.

If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

10. International Data Transfers

Your information, including personal information, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including personal information, to the United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you through a notice on the Site home page.

The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Site and this Privacy Policy to check for any changes.

12. Contact Us

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